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healthcare expenses. the trauma arising out of it cannot be avoided but the monetary impact can be minimised if one has adequate emergency fund in place. basics of financial planning suggest starting one's financial journey by addressing 'protection' needs. in addition to adequate insurance coverage...
https://www.moneycontrol.com/news/business/personal-finance/explainer-why-and-how-to-maintain-an-emergency-fund-3954301.html